Flexi Group
Flexi Group

Skye Mastercard

Purchase Rate
23.99% p.a.
Cash Advance Rate
25.99% p.a.
Interest Free
Up to 90 days
Annual Fee
  • 90 days interest free on all purchases (versus the industry average of approx. 55 days)
  • 0% fees on international transactions (both online and overseas) and
  • Motion CodeTM – an Australian First security feature; security code (CVV) that changes every hour
  • Skye Plans; convert purchases of over $250 to a 9, 12 or 15 month Interest Free Instalment Plan for a small establishment fee

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $99.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $10.00
Minimum Repayment Greater of 3% or $30.00
Interest Charged From StatementDate
Late Payment Fee $35.00

Other Charges

Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $3.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $200.00
Terms & Conditions
*Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, including $99 Annual Fee charged on the anniversary of the account open date and annually from that anniversary date. Annual Fee must be paid in full within 90 days or it will attract interest. Minimum monthly repayment required. 90 days Interest Free and no repayments available on all Skye Mastercard purchases (excluding cash advances). Any outstanding balance after the 90 day Interest Free and no repayment period reverts to the standard Card Purchase Rate. Interest, payable on outstanding balances after any Interest Free Period. View current interest rates. SkyePlan Fee applies which is a percentage of the total amount payable on the card purchase selected. Option of 9, 12 or 15 equal monthly instalments, owed in addition to the minimum monthly repayment. If you fail to pay a fixed monthly instalment, interest (calculated at the standard Card Purchase Rate) is payable on that outstanding amount. Skye provided by FlexiCards Australia Pty Ltd, ABN 31 099 651 877 Australian Credit Licence number 247415. Skye is a trademark of FlexiCards Australia Pty Ltd, subsidiary of FlexiGroup Limited. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.