emoney
emoney

Enhance OO Fixed

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
2 Year 2.22% 2.82%
3 Year 2.34% 2.79%
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  • The loan features extensive product flexibility to meet the needs of customers seeking fixed rate finance.
  • Features and benefits
  • • Internet, phone, and BPAY access
  • • 100% Offset available
  • • Bridging finance available
  • • Available to all types of borrowers

Key Features
Loan Type
Fixed
Min Loan
Max Loan
$10,000.00
$10,000,000.00
Application Fee
$0.00
Borrow upto
of property value
95%
Ongoing fee
$10.00 Monthly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 5
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $10,000.00
Max Loan Amount $10,000,000.00
Interest Rate Notes

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 4
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $0.00
Legal Fee $363.00
Valuation Fee $0.00
Settlement Fee $495.00
Service Fee $10.00
Exit Fee $600.00
Early Termination Fee

Break Costs


General Fee Notes:

Valuation fee is included in the settlement fee. On going fee is applicable for 100% Offset Home Loan. $150 contract fee applies. The following fees apply to construction loans only: Settlement fee $695 Progress valuation fees 2 x $150 (same state), 5 x $150 (other state) $150 for each stage (regardless of state) for all structural renovations

General Notes:

Call 13SAVE for more info

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.