G&C Mutual Bank

G&C Mutual Bank is owned by the members – everyday people – instead of external shareholders. Every year G&C Mutual Bank hold an Annual General Meeting, where all members have the opportunity to come along and have a say in the running of G&C Mutual Bank.
As we don’t need to pay external shareholders, we can provide improved financial solutions, better facilities and competitive interest rates on savings and loan products to our members, and participate in community and partner activities benefiting everyone! Our Local Business Managers regularly attend events and outings to offer support and also introduce G&C Mutual Bank and its benefits to any new members. That is the G&C Mutual Bank difference.

G&C Mutual Bank

G&C Mutual Bank is owned by the members – everyday people – instead of external shareholders. Every year G&C Mutual Bank hold an Annual General Meeting, where all members have the opportunity to come along and have a say in the running of G&C Mutual Bank.
As we don’t need to pay external shareholders, we can provide improved financial solutions, better facilities and competitive interest rates on savings and loan products to our members, and participate in community and partner activities benefiting everyone! Our Local Business Managers regularly attend events and outings to offer support and also introduce G&C Mutual Bank and its benefits to any new members. That is the G&C Mutual Bank difference.

Basic Home Loan - Owner Occupied (P&I)

Variable
Rate 3.34
Comparison
Rate 3.40

Basic Investor Home Loan - Investor (P&I)

Variable
Rate 3.92
Comparison
Rate 3.98

First Home Premium Package - Owner Occupied (P&I)

Variable
Rate 2.79
Comparison
Rate 2.81

Premium Package Home Loan - Investor (IO)

Variable
Rate 4.60
Comparison
Rate 4.98

Premium Package Home Loan - Investor (P&I)

Variable
Rate 4.40
Comparison
Rate 4.78

Premium Package Home Loan - Owner Occupied (IO)

Variable
Rate 3.89
Comparison
Rate 4.28

Premium Package Home Loan - Owner Occupied (P&I)

Variable
Rate 3.74
Comparison
Rate 4.14

Standard Variable Mortgage - Investor (IO)

Variable
Rate 5.41
Comparison
Rate 5.45

Standard Variable Mortgage - Investor (P&I)

Variable
Rate 5.21
Comparison
Rate 5.27

Standard Variable Mortgage - Owner Occupied (IO)

Variable
Rate 4.90
Comparison
Rate 4.94

Standard Variable Mortgage - Owner Occupied (P&I)

Variable
Rate 4.75
Comparison
Rate 4.81

Fair Rate Personal Loan

1st year Fixed
Rate
Comparison
Rate.

Fixed Rate New Car Loan

1st year Fixed
Rate 5.99
Comparison
Rate. 28.23

G&C Mutual Bank Low Rate Visa Credit Card

Purchase
Rate 7.49
Annual
Fee $50.00

G&C Mutual Bank Platinum Visa Credit Card

Purchase
Rate 18.74
Annual
Fee $249.00

Access Account

Max Interest rate($10,000) Base Interest rate($10,000)

Bonus Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.01

Go Green Account

Max Interest rate($10,000) Base Interest rate($10,000)

Pension Plus Account

Max Interest rate($10,000) Base Interest rate($10,000) 1.85

Reward Me Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.15

Fixed Term Deposit

90 Days

1.50
1 Yr Paid
Annually 1.55