Hunter United Credit Union
Hunter United Credit Union

V.I.P Pension Account - Joint

Amount Base Rate Max Rate
< $1000 0.01% 0.01%
$1000+ 0.01% 0.01%
$2000+ 0.05% 0.05%
$5000+ 0.05% 0.05%
$10000+ 0.05% 0.05%
$20000+ 0.05% 0.05%
$50000+ 0.05% 0.05%
$100000+ 0.40% 0.40%
$250000+ 0.50% 0.50%
$500000+ 0.50% 0.50%
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Balances for Joint Account $0 to $2,000 = 0.10%p.a. $2,000 to $83,400 = 0.60%p.a. $83,400 to $250,000 = 1.35%p.a. $250,000 = 1.45%p.a.

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Trans
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Balances for Joint Account $0 to $2,000 = 0.10%p.a. $2,000 to $83,400 = 0.60%p.a. $83,400 to $250,000 = 1.35%p.a. $250,000 = 1.45%p.a.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee -
ATM Balance Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee -
Debit Card Replacement Fee $20.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

ATM Withdrawal Fee: First 5 initial ATM transactions per month are FREE. The 6th & subsequent transactions in that month will be charged at $1.50 each. If you are using ATMs other than Hunter United & Westpac ATMs, the owner of the ATM will charge a 25c fee.

Internet & Phone Fees

Phone Transaction Fee -
Internet Transaction Fee -
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee -
Counter Withdrawal Fee -
Free Counter Trans. Per Month
Cheque Fee $5.00
Cheque Dishonour Fee $9.90
Debit Item Dishonour Fee $9.90

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee -
Overseas EFTPOS Fee -
OS Emergency Card Replacement $100.00
Foreign Transaction Fee 2.00%