Yellow Brick Road
Yellow Brick Road

Flexi Options 90 P&I (Special)

Variable Rate
2.77% p.a.
Comparison Rate*
2.81% p.a.
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  • Our 100% offset home loan puts you in control. It combines a fully featured home loan with all
  • the benefits of a 100% offset account, including the ability to transact on your offest balance.

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 5
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $250,000.00
Max Loan Amount $2,000,000.00
Interest Rate Notes
Higher rates apply for loans with an LVR over 90%, investment loans and interest only loans.


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 10
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a


Application Fee $0.00
Legal Fee $330.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $495.00
Early Termination Fee

Break Costs

General Fee Notes:

$10 monthly fee payable for optional offset feature. Val fee (up to $300) waived for loans over $250,000.

General Notes:

Product is also available for loans with a minimum loan amount of $10,000 and maximum LVR of 95%. Rates start from 3.77%.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.