Yellow Brick Road
Yellow Brick Road

Essentila Options Prime INV IO 80

Variable Rate
2.69% p.a.
Comparison Rate*
2.72% p.a.
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Key Features
Loan Type
Variable
Min Loan
Max Loan
$150,000.00
$1,500,000.00
Application Fee
$0.00
Borrow upto
of property value
80%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type
Availability Investors
Repayment Options Interest Only
Repayment Frequency Monthly
Min Loan Term 10
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $150,000.00
Max Loan Amount $1,500,000.00
Interest Rate Notes
2.89% available for facilities with an LVR > 80% up to 90%

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 6
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $0.00
Legal Fee $396.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $300.00
Early Termination Fee

Break Costs


General Fee Notes:

First standard valuation is fee (for securities up to $1M)

General Notes:

Available up to 90% LVR. Rates may differ.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.